Mortgage financing simplified
Finding the right home loan doesn’t have to be stressful. With expert guidance, transparent advice, and personalized solutions, we help you secure the financing that fits your goals. Your journey to homeownership starts with confidence — and we’re here every step of the way.
At 805 Mortgage Group, Guiding families home with integrity, care, and expertise
Whether you’re purchasing a home or refinancing, 805 Mortgage Group is here to make the process simple, smooth, and successful.
As your local mortgage consultant, 805 Mortgage Group offers a full range of loan options tailored to fit your goals and financial needs. If you’re shopping for the best interest rate paired with a truly personal and high-quality experience, 805 Mortgage Group is only a phone call away.
At 805 Mortgage Group works with a wide variety of programs, including Jumbo, Conventional, FHA, USDA, VA, and Reverse Mortgages, as well as Full Doc, DSCR, Bank Statement, and Stand-Alone Investment options. With access to the most up-to-date loan programs and highly competitive rates, 805 Mortgage Group brings over 25 years of experience to ensure you enjoy a faster, more straightforward mortgage experience. You matter and 805 Mortgage Group will never take your trust for granted.
Choosing the right mortgage loan is a crucial step in your homeownership journey
Whether you’re a first-time homebuyer or a seasoned homeowner looking to refinance, having access to the right loan options can make all the difference. Our Mortgage Loan Options page is designed to provide you with the essential knowledge and resources to help you make informed financial decisions.
A conventional loan is a type of home loan that isn’t insured
An FHA loan is a home loan insured by the Federal Housing
Exclusive benefits for veterans, active-duty service members
SDA loan is a home loan program backed by the U.S.
A jumbo loan is a type of mortgage used to finance
Flexible mortgage solutions for borrowers who don’t meet
CRA loans are Community Reinvestment Act loans,
DSCR specifically for real estate investors. Instead of using your personal incom
Why Work with 805 Mortgage Group?
Expertise & Local Knowledge
With decades in the mortgage industry, I have the experience, insight, and market understanding needed to guide you to the best possible mortgage solution tailored to your goals.
Personalized Service
Your financial situation is unique, and your mortgage strategy should be too. I take the time to listen, understand, and structure options that fit your needs.
Access to Multiple Lenders & Programs
I partner with a wide network of lenders, giving you more choices, more flexibility, and better rates all in one place.
Clear, Transparent Communication
No confusing jargon. No surprises. I will explain every step so you always feel confident and informed throughout the process.
A Smooth, Stress-Free Experience
My goal is to remove the stress that often comes with home financing. I streamline the process so you can enjoy a simple, efficient, and positive journey from start to finish.
Start Your Mortgage Journey
Get Prequalified
We respect your privacy. Your information is safe and secure.
805 Mortgage Group’s Commitment to You
805 Mortgage Group is committed to helping you secure a mortgage solution that not only gets you into the right home but also supports your long-term financial success. Homeownership is one of the most important steps in building a strong future — and I’m here to guide you every step of the way.
Testimonials
(4.96) 21 Reviews
I cannot recommend 805 Mortgage Group enough! From start to finish, the team guided us through the entire mortgage process with patience and expertise. As first-time homebuyers, we had countless.
Ronald
Ventura
Our experience with 805 Mortgage Group was outstanding! They explained the full mortgage process with patience and expertise, helping us feel comfortable throughout. As first-time buyers, we couldn’t have asked.
Jhon
Montecito
I highly recommend 805 Mortgage Group! Their team guided us smoothly from start to finish, making every part of the mortgage process easy to understand. As first-time homebuyers, we felt confident and reassured.
Kyle
Santa Barbara
805 Mortgage Group was truly amazing to work with! They walked us through the entire mortgage journey step by step, always kind and knowledgeable. As new homebuyers, we felt completely supported the whole way.
Aubrey
Camarillo
I couldn’t be happier with 805 Mortgage Group! From beginning to end, their team supported us with patience, clarity, and professionalism. As first-time buyers, we had many questions, and they handled everything.
David
Carpinteria
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Real calculations,
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Need help determining your maximum home purchase price or finding the best time to refinance? That’s where we come in! Let our free calculators do the hard work for you.
Contact us
Dee@805MortgageGroup.com
(24 hours / 7 days)
805-200-8909
PO BOX 3212,
VENTURA, CA 93006-3212
Ready to Own Your Dream Home? Start Your Application Today!
Ready to move toward homeownership or explore your refinancing options? Contact me today, and let’s discuss the best path forward for you. Whether you’re a first-time buyer or a seasoned homeowner, I’m here to support you with honesty, experience, and dedicated service.